Terms and conditions

Terms and Conditions

Welcome to the BOF Insurance Company website. By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree to these terms, please do not use this website.

1. Acceptance of Terms

These Terms and Conditions govern your use of our website, and by accessing or using the website, you agree to be bound by them. If you do not agree with any part of these Terms, please discontinue use of the website immediately.

2. Use of the Website

You are granted a non-exclusive, non-transferable, revocable license to access and use the website for lawful personal or business purposes. You agree not to misuse the website, engage in any illegal activity, or violate any laws or regulations. Unauthorized use of this site may result in termination of your access to the website.

3. Insurance Products and Services

The information on this website is intended for informational purposes only and does not constitute an offer or recommendation of any insurance product. While we strive to provide accurate and up-to-date information, all insurance policies are subject to their respective terms and conditions. The purchase of any insurance policy through this website is contingent upon your acceptance of the carrier’s terms and underwriting guidelines.

4. User Registration and Account Security

To access certain services, such as requesting quotes or purchasing insurance, you may need to create an account with us. You are responsible for maintaining the confidentiality of your account details, including your username and password, and are fully responsible for all activities that occur under your account. If you believe your account has been compromised, you must notify us immediately.

5. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our website, you consent to our data practices as described in the Privacy Policy. Please review our Privacy Policy for more information.

6. Payments

When purchasing insurance products or services on our website, you agree to provide accurate payment information. All transactions are processed securely. By completing a purchase, you authorize us and/or our third-party payment processors to charge the provided payment method for the applicable charges. If there are any billing issues, you will be contacted for resolution.

7. Limitation of Liability

BOF Insurance Company is not responsible for any loss, injury, or damage resulting from the use of this website, including, but not limited to, any errors in the information provided, interruptions in service, or failure to meet any obligations. In no event shall our liability exceed the amount you paid for the service or product in question.

8. Third-Party Links

Our website may contain links to third-party websites or services that are not controlled by BOF Insurance Company. We are not responsible for the content, privacy policies, or practices of any third-party websites. By accessing these third-party links, you do so at your own risk.

9. Changes to Terms and Conditions

BOF Insurance Company reserves the right to modify or update these Terms and Conditions at any time. Any changes will be posted on this page with the revised date. Your continued use of the website after any such changes constitutes your acceptance of the updated Terms and Conditions.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which BOF Insurance Company is headquartered, without regard to its conflict of law principles. Any disputes or claims arising out of or in connection with these Terms and Conditions will be subject to the exclusive jurisdiction of the courts located within that state.